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💰 Europe Cost Calculator 2026 Updated
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The total cost of studying in Poland for Indian students is Rs 6–12 lakh per year, making it one of the most affordable study destinations in Europe. Tuition ranges from EUR 2,000–4,000/year (Rs 1.8–3.6L) and living costs average EUR 500–700/month (Rs 4,500–6,300). Poland offers English-medium courses, EU-recognized degrees, and part-time work rights.
What Is the Total Cost of Studying in Poland?
| Expense | Annual Cost (EUR) | Annual Cost (Rs) |
|---|---|---|
| Tuition Fees | EUR 2,000–4,000 | Rs 1.8–3.6L |
| Accommodation | EUR 1,800–3,600 | Rs 1.6–3.2L |
| Food | EUR 1,200–2,400 | Rs 1.1–2.2L |
| Transport | EUR 300–600 | Rs 27,000–54,000 |
| Health Insurance | EUR 200–400 | Rs 18,000–36,000 |
| Miscellaneous | EUR 600–1,200 | Rs 54,000–1.1L |
| Total Per Year | EUR 6,100–12,200 | Rs 5.5–11L |
What Are Tuition Fees at Polish Universities?
Poland has both public (state) and private universities. Public universities are significantly cheaper:
| University | Program | Tuition/Year |
|---|---|---|
| University of Warsaw | Masters (English) | EUR 2,000–3,000 |
| AGH University Krakow | Engineering Masters | EUR 2,500–4,000 |
| Warsaw University of Technology | Computer Science | EUR 3,000–4,500 |
| Jagiellonian University | Medicine/Law | EUR 8,000–12,000 |
| Lodz University of Technology | IT/Engineering | EUR 2,000–3,500 |
What Is the Cost of Living in Polish Cities?
| City | Monthly Living Cost | Student Dorm |
|---|---|---|
| Warsaw | EUR 700–900 (Rs 63K–81K) | EUR 150–250/month |
| Krakow | EUR 600–800 (Rs 54K–72K) | EUR 100–200/month |
| Wroclaw | EUR 550–750 (Rs 50K–67K) | EUR 100–180/month |
| Poznan | EUR 500–700 (Rs 45K–63K) | EUR 80–150/month |
| Gdansk | EUR 500–650 (Rs 45K–58K) | EUR 80–150/month |
Poland vs Germany vs Netherlands — Cost Comparison
| Factor | Poland | Germany | Netherlands |
|---|---|---|---|
| Tuition/Year | EUR 2,000–4,000 | EUR 0–500 (FREE!) | EUR 8,000–15,000 |
| Living/Month | EUR 500–700 | EUR 700–1,000 | EUR 900–1,200 |
| Total/Year (Rs) | Rs 6–11L | Rs 6–9L | Rs 10–18L |
| Part-time Earnings | EUR 600–900/month | EUR 800–1,200/month | EUR 700–1,100/month |
Are There Scholarships to Study in Poland?
- Ignacy Lukasiewicz Scholarship — Polish government, full funding for developing countries
- Erasmus+ Scholarships — exchange program, EUR 600–800/month stipend
- NAWA Scholarship — Polish National Agency, covers tuition + stipend
- University merit scholarships — based on grades, 20–50% tuition waiver
- DAAD scholarships — for Polish-German joint programs
Frequently Asked Questions
Is Poland cheaper than Germany for Indian students?
Poland has lower tuition fees (EUR 2,000–4,000) vs Germany (mostly free but higher living costs). Overall, total yearly cost is similar — Poland Rs 6–11L/year vs Germany Rs 6–9L/year. Germany wins on tuition savings but Poland is cheaper for living.
Can Indian students work part-time in Poland?
Yes. Student visa holders can work up to 20 hours/week during semester and full-time in vacations. Average earnings: EUR 600–900/month (Rs 54,000–81,000).
What is the average monthly budget for Indian students in Poland?
Budget of EUR 600–800/month (Rs 54,000–72,000) is sufficient including accommodation, food, transport, and personal expenses in most Polish cities. Warsaw requires EUR 700–900/month.
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Saumitra Rajput
Saumitra Rajput is the founder of Kadamb Overseas Pvt. Ltd., India's leading Europe-focused study abroad consultancy based in Ahmedabad. With 14+ years of expertise in European education, he has personally counselled 2,500+ Indian families and helped 500+ students secure admission to top European universities including TU Munich, ETH Zurich, EPFL, KU Leuven, HEC Paris, Sapienza Rome, TU Wien, and Warsaw University of Technology. He has visited 25+ European universities, partners with 250+ EU institutions, and maintains a 97% visa success rate.
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Saumitra Rajput
Saumitra Rajput is the founder and lead counsellor at Kadamb Overseas, India's trusted Europe education consultancy based in Ahmedabad. With 14+ years of hands-on experience, he has personally guided 500+ students to universities across Germany, Switzerland, France, Italy, Austria, and Spain. Saumitra has visited partner universities across Europe, holds deep expertise in European visa processes, scholarships, and student life, and has achieved a 97% visa success rate for his clients. He is the host of the YouTube channel "Europe with Saumitra", where he shares first-hand insights on studying and living in Europe. His mission: make Europe accessible to every Indian student, with zero consultancy fees.
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