Last Updated: March 11, 2026
Table of Contents
- Understanding Your Housing Options in France
- CROUS Residences: The Cheapest Option (€150-400/month)
- Private Housing Platforms: Where to Search
- Colocation (Flatshare): The Smart Choice for Indian Students
- The Guarantor Problem and Visale: Your Free Solution
- CAF Housing Aid: Get €50-250/Month Back
- City-by-City Rent Comparison
- Finding Housing from India Before Arrival
- Understanding Your Lease (Bail) and Tenant Rights
- Housing Scam Awareness: Protect Yourself
- Documents Required for Renting in France
- Private Student Residences: The All-Inclusive Option
- Frequently Asked Questions
🕑 17 min read
Student accommodation in France costs between €150-400/month in CROUS residences and €350-1,000/month for private housing, but the French government’s CAF housing aid (APL/ALS) can reduce your effective rent by €50-250/month — making France one of the most affordable countries in Europe for student housing when subsidies are factored in. As an Indian student, you have two main housing pathways: government-run CROUS residences (cheapest, applied through messervices.etudiant.gouv.fr during your DSE application) or private accommodation through platforms like Studapart, ImmoJeune, Lokaviz, and LeBonCoin. The biggest challenge is the guarantor requirement — French landlords demand a French-based guarantor, but the free government programme Visale solves this problem entirely for international students. This comprehensive guide walks you through every housing option, city-by-city rent comparisons, how to apply for CAF aid, how to find housing from India before arrival, and critical scam awareness tips.
🇫🇷 Student Accommodation in France — Quick Answer
| Parameter | Details |
|---|---|
| CROUS Residence Rent | €150-400/month (₹13,500-36,000) depending on city and room type |
| Private Studio Rent | €350-1,000/month (₹31,500-90,000) — varies hugely by city |
| Flatshare (Colocation) | €250-600/month (₹22,500-54,000) — shared apartment, private room |
| CROUS Application | messervices.etudiant.gouv.fr (DSE) — apply January to May |
| CAF Housing Aid | €50-250/month (APL or ALS) — ALL students eligible including international |
| Guarantor Solution | Visale (visale.fr) — FREE government guarantor for students under 30 |
| Key Platforms | Studapart, ImmoJeune, Lokaviz, LeBonCoin, La Carte des Colocs |
| Security Deposit | 1 month’s rent (unfurnished) or 2 months (furnished) — refundable |
Source: CROUS, CAF, Visale, Studapart, Campus France guidelines | EUR 1 = ₹90 (approx.) | Updated: March 2026
📅 Last Updated: March 2026 | Rent data verified against Studapart, ImmoJeune, and SeLoger (January-February 2026). CAF aid amounts based on official CAF 2025-26 rates. Visale and CROUS procedures verified against official government websites. Kadamb Overseas has assisted 300+ Indian students with French housing since 2015.
Understanding Your Housing Options in France
France offers Indian students several housing options, each with its own pros, cons, and application process. Let us break down each option comprehensively:
| Housing Type | Monthly Cost | CAF Eligible? | Best For |
|---|---|---|---|
| CROUS Residence | €150-400 | Yes (APL) | Budget-conscious students, first-year arrivals |
| Private Studio | €350-1,000 | Yes (APL/ALS) | Independence, personal space |
| Colocation (Flatshare) | €250-600 | Yes (ALS) | Social students, French practice, cost-sharing |
| Private Student Residence | €400-800 | Yes (APL/ALS) | Convenience, furnished, all-inclusive |
| Homestay (Famille d’accueil) | €300-700 | Sometimes | Cultural immersion, French language practice |
| Foyer (Social Residence) | €250-500 | Yes (APL/ALS) | Young workers and students under 25 |
CROUS Residences: The Cheapest Option (€150-400/month)
CROUS (Centre Régional des Œuvres Universitaires et Scolaires) is the French government body that manages student welfare, including subsidised housing and campus dining. CROUS residences are the cheapest accommodation option available to students in France, and international students are eligible to apply.
Types of CROUS Rooms
| Room Type | Size | Monthly Rent | Facilities |
|---|---|---|---|
| Chambre traditionnelle | 9 m² | €150-200 (₹13,500-18,000) | Bed, desk, wardrobe. Shared bathroom, kitchen, toilet on the floor |
| Chambre rénovée | 10-14 m² | €200-280 (₹18,000-25,200) | Furnished, private sink/shower. Shared kitchen and toilet |
| Studio (T1) | 15-20 m² | €280-400 (₹25,200-36,000) | Fully furnished with private bathroom, kitchenette. Best option |
| T1bis / T2 | 20-30 m² | €350-450 (₹31,500-40,500) | Larger studio or 1-bedroom. Private kitchen and bathroom. For couples |
How to Apply for CROUS Housing
The application process for CROUS housing has two tracks depending on your situation:
Track 1 — Via DSE (Dossier Social Étudiant):
- Apply through messervices.etudiant.gouv.fr between January 15 and May 31
- You must have already received an admission from a French university
- The DSE is a single application that covers both CROUS housing and scholarship/bursary requests
- You can select up to 4 housing wishes (by city and residence)
- Results are communicated by late June/July
Track 2 — Via Trouverunlogement.lescrous.fr:
- This is the direct online booking platform for CROUS residences
- Opens in July (Phase Principale) and remains open for remaining rooms (Phase Complémentaire)
- Rooms are allocated on a first-come, first-served basis during the complementary phase
- You need your Campus France acceptance number and university admission letter
⚠️ Important for Indian Students: CROUS housing is in very high demand and supply is limited (only about 12% of France’s 2.9 million students get a CROUS room). Apply as early as possible — January/February is ideal. Priority is given to scholarship holders and students with the lowest family income. If you do not get a CROUS room, do not panic — private housing with CAF aid is a viable and common alternative.
“CROUS rooms are a lottery — only about 1 in 8 students gets one. I always tell my students to apply for CROUS as Plan A but have Plan B ready from day one. Your Plan B should be private housing through Studapart or a colocation, with Visale as your guarantor and CAF application ready to submit the moment you sign your lease. Students who have both plans prepared never end up homeless or in overpriced temporary housing.”
— Saumitra Rajput, Founder, Kadamb Overseas (Ahmedabad)
Private Housing Platforms: Where to Search
Since most Indian students will not get a CROUS room, understanding private housing platforms is essential. Here are the best platforms for finding student accommodation in France:
| Platform | Type | Cost | Best For | Scam Risk |
|---|---|---|---|---|
| Studapart | Student-specific platform | Free to browse; booking fee applies | Verified listings, booking from abroad, Visale-compatible | Low |
| Lokaviz | CROUS-affiliated platform | Free | Verified private listings near campuses, landlord-vetted | Very Low |
| ImmoJeune | Student housing aggregator | Free | Comparing private student residences; good filters | Low |
| LeBonCoin | General classifieds (like OLX) | Free | Widest selection, private landlords, best prices | Medium |
| La Carte des Colocs | Flatshare-specific | Free | Finding colocation (shared apartments), meeting roommates | Low |
| Appartager | Flatshare platform | Free basic; premium available | Finding roommates for shared apartments | Low |
| Private Residence Chains | Managed student housing | €400-800/month | Studéa, Nexity Studéa, Nemea, Les Estudines, Arpej | Very Low |
Our recommendation for Indian students: Start with Studapart or Lokaviz — these platforms verify listings and are specifically designed for students. Many allow you to book from India before arrival with online document submission and electronic lease signing. Once you are in France, you can explore LeBonCoin and La Carte des Colocs for better deals, but ONLY after you can visit the property in person.
Colocation (Flatshare): The Smart Choice for Indian Students
Colocation (shared apartment with individual bedrooms) is increasingly the preferred housing choice for Indian students in France, and for good reason:
- Cost Savings: A room in a colocation costs €250-450/month in most cities (compared to €350-600 for a private studio in the same area). In Paris, you can find colocation rooms for €450-600 versus €700-1,000+ for a studio
- Shared Kitchen: Critical for Indian students who cook regularly — colocation apartments have full kitchens, unlike tiny CROUS rooms or studios with just a hot plate
- French Language Practice: If you share with French roommates, daily conversations dramatically improve your French
- Social Network: Your roommates become your first friends in France and can help you navigate bureaucracy, find jobs, and integrate socially
- Utilities Included: Many colocations include electricity, water, internet, and sometimes even Netflix in the charges (charges comprises/CC)
Where to find colocation: La Carte des Colocs, Appartager, LeBonCoin (search “colocation”), Facebook groups (search “[City name] colocation étudiants”), university housing boards, and Studapart.
⚠️ Colocation Tip: When sharing with French roommates, be aware of cultural differences. French people are generally private and value personal space. Clean common areas immediately after cooking (especially if making spicy food — the smell travels). Establish a cleaning schedule from day one. And always ask before borrowing kitchen items or food. A well-managed colocation can become a lifelong friendship; a poorly managed one can make your life miserable.
The Guarantor Problem and Visale: Your Free Solution
This is the single biggest obstacle Indian students face when searching for housing in France. French landlords almost universally require a garant (guarantor) — a person living in France with a French income who agrees to pay your rent if you default. As an international student, you obviously do not have this.
What is Visale?
Visale (Visa pour le Logement et l’Emploi) is a free government guarantee programme managed by Action Logement. It acts as your guarantor — if you cannot pay rent, Visale pays the landlord and then recovers the amount from you. This programme is available to all students under 30, including international students.
✅ How to Get Visale (Step-by-Step)
- Go to visale.fr
- Create an account as “Étudiant” (student)
- Provide your passport, university acceptance letter, and Campus France acceptance
- Receive your Visa Visale (guarantee certificate) within 2 business days — this is a digital document
- Share the Visale certificate with your landlord when signing the lease
- The landlord registers on Visale’s platform to validate the guarantee
Cost: Completely FREE. Valid for the entire duration of your lease (up to 36 months). Covers up to 36 months of unpaid rent.
Important: While Visale is legally valid and most landlords accept it, some private landlords (particularly in Paris) still prefer a physical French guarantor. In such cases, move on to a different listing — there are plenty of landlords who accept Visale. Private student residence chains (Studéa, Nemea, etc.) and Studapart-listed properties almost always accept Visale.
CAF Housing Aid: Get €50-250/Month Back
The CAF (Caisse d’Allocations Familiales) is the French family benefits agency that provides housing aid to students — and yes, international students including Indian students are fully eligible. This is not a loan; it is a monthly subsidy that is paid directly to you or your landlord.
Types of CAF Housing Aid
| Aid Type | Monthly Amount | Eligibility |
|---|---|---|
| APL (Aide Personnalisée au Logement) | €50-250 (₹4,500-22,500) | Housing must be APL-conventionné (most CROUS and newer private residences). Gives higher aid |
| ALS (Allocation de Logement à caractère Social) | €50-200 (₹4,500-18,000) | For housing that is NOT APL-conventionné. Most private studios and colocations qualify for ALS |
The exact amount you receive depends on: your rent, the city zone (Paris vs. province), your income (student income is usually €0 or minimal from part-time work), and whether you live alone or share. Use the CAF simulator at caf.fr to estimate your aid before signing a lease.
How to Apply for CAF Aid
- Move into your accommodation and sign the bail (lease contract)
- Create an account at caf.fr — select “Allocataire” and “Demande de prestation”
- Submit your documents: passport, titre de séjour (or VLS-TS visa), bail (lease), attestation de loyer (landlord certificate), RIB (French bank account details), birth certificate (with official French translation)
- Wait 1-2 months for processing — CAF is notoriously slow for initial applications
- Receive aid from the 2nd month of your lease (the 1st month is never covered — this is called the “mois de carence”)
Critical Warning: CAF takes 1-2 months to process your first application, and aid is NOT retroactive for the first month. Budget for at least 2-3 months of FULL rent before CAF payments begin. Many Indian students are caught off guard by this delay. Have sufficient funds in your blocked account to cover this gap.
Estimated CAF Aid by City
| City | Typical Rent (Studio) | Estimated CAF Aid | Effective Rent After CAF |
|---|---|---|---|
| Paris (Zone 1) | €700 | €150-250 | €450-550 |
| Lyon (Zone 1) | €450 | €140-200 | €250-310 |
| Toulouse (Zone 2) | €400 | €100-180 | €220-300 |
| Grenoble (Zone 2) | €370 | €100-170 | €200-270 |
| Lille (Zone 2) | €380 | €100-170 | €210-280 |
| Montpellier (Zone 2) | €380 | €100-165 | €215-280 |
| Marseille (Zone 2) | €370 | €100-165 | €205-270 |
“CAF aid is essentially free money that France gives to every student, including international students. I am always shocked when Indian students tell me they did not apply for CAF because they did not know about it or thought it was only for French students. Apply from day one. Even if it takes 2 months to process, you will receive €100-200 per month for the rest of your stay. Over a 2-year Master’s, that is €2,400-4,800 — essentially ₹2-4 lakhs — returned to you.”
— Saumitra Rajput, Founder, Kadamb Overseas (Ahmedabad)
City-by-City Rent Comparison
Here is a detailed rent comparison across France’s top student cities for different housing types:
| City | CROUS Room | Private Studio | Colocation Room | Private Residence |
|---|---|---|---|---|
| Paris | €250-400 | €600-1,000 | €450-700 | €600-900 |
| Lyon | €180-350 | €350-550 | €300-450 | €450-650 |
| Toulouse | €150-300 | €300-480 | €250-400 | €400-580 |
| Grenoble | €150-280 | €300-430 | €250-380 | €380-520 |
| Lille | €150-280 | €300-450 | €250-380 | €380-520 |
| Bordeaux | €170-320 | €380-550 | €300-450 | €420-600 |
| Montpellier | €150-270 | €320-460 | €250-380 | €380-530 |
| Marseille | €150-270 | €300-480 | €250-380 | €380-530 |
All amounts in EUR per month. CROUS figures are before CAF deduction. Private figures include charges (utilities) unless otherwise noted. Data from Studapart, ImmoJeune, and CROUS official pricing as of early 2026.
Finding Housing from India Before Arrival
One of the biggest concerns for Indian students is: how do I secure accommodation before I arrive in France? Here is a practical step-by-step approach:
Step 1: Get Visale (4-6 weeks before departure)
Apply at visale.fr with your university acceptance letter and passport. Receive your Visale guarantee certificate within 2 business days. This is essential before approaching any landlord.
Step 2: Search Studapart or Your University’s Housing Portal (4-8 weeks before departure)
Many French universities have partnerships with Studapart and offer their own housing portals. Check your university’s international student services page. Studapart allows you to browse listings, apply online, and sign leases digitally from India. Filter for “réservation en ligne” (online booking) to find listings that accept remote booking.
Step 3: Book Temporary Housing for First 2-4 Weeks
If you cannot secure permanent housing from India, book temporary accommodation for your first 2-4 weeks. Options include:
- University-arranged temporary housing: Many universities offer short-term rooms during the September welcome period
- Youth hostels (Auberges de Jeunesse): €20-40/night — affordable for 1-2 weeks
- Short-term Airbnb: €30-60/night for a private room — useful for apartment hunting
- Indian student community: Reach out to existing Indian students at your university via Facebook or WhatsApp groups — some offer temporary floor space
Step 4: Search in Person After Arrival
Once you arrive, attend your university’s housing assistance events (most international student offices organise these in September). Visit apartments in person, verify the condition, check the neighbourhood, and sign the lease. This approach, while requiring temporary housing costs, gives you much more control over the quality and location of your permanent accommodation.
Understanding Your Lease (Bail) and Tenant Rights
French law strongly protects tenants. Understanding your rights is essential:
| Term | Meaning | What You Should Know |
|---|---|---|
| Bail (Lease) | Rental contract | 1 year for furnished, 3 years for unfurnished. Students get a 9-month option (bail mobilité) |
| Dépôt de garantie | Security deposit | 1 month (unfurnished) or 2 months (furnished). Refundable within 1-2 months after departure |
| Charges | Utilities/service charges | CC (charges comprises) = included. HC (hors charges) = NOT included — budget €50-100 extra |
| État des lieux | Property condition report | Completed at move-in and move-out. PHOTOGRAPH EVERYTHING at move-in to protect your deposit |
| Préavis (Notice) | Notice period to leave | 1 month for furnished; 3 months for unfurnished (can be reduced to 1 month in zones tendues/tight zones) |
| Assurance habitation | Renter’s insurance | MANDATORY in France. Costs €3-10/month. MAIF, LMDE, and Studyassur offer student plans |
Never Forget Assurance Habitation: French law REQUIRES tenants to have renter’s insurance (assurance habitation). Your landlord can legally terminate your lease if you do not have it. Get it IMMEDIATELY upon signing your lease — companies like MAIF offer student policies from €3/month. You will need to provide the attestation (certificate) to your landlord within 2 weeks of moving in.
Housing Scam Awareness: Protect Yourself
Housing scams targeting international students in France are unfortunately common. Indian students searching from India are particularly vulnerable because they cannot visit properties in person. Here are the most common scams and how to avoid them:
Common Scam Types
- The “Too Good to Be True” Listing: A beautiful apartment in central Paris for €300/month. The “landlord” claims to be abroad and asks for a deposit via wire transfer before you can visit. This is ALWAYS a scam
- The Identity Theft Scam: A fake landlord asks for your passport copy, bank details, and pay stubs “for the application” — then uses your identity fraudulently
- The Key Money Scam: A person claims to have the keys to a CROUS room or popular residence and offers to sell you the spot for €200-500. CROUS rooms are NEVER sold or transferred privately
- The Phantom Listing: A real-looking listing with photos stolen from other websites. The landlord asks for a deposit to “reserve” the room. Once you pay, they disappear
- The Fake Agency: A fraudulent “housing agency” charges you €300-500 for a “housing search service” that delivers nothing
Golden Rules to Avoid Scams
- NEVER pay money before seeing the property in person or through a verified platform like Studapart. This is the most important rule
- NEVER wire money via Western Union, MoneyGram, or cryptocurrency. Legitimate landlords accept bank transfers to French bank accounts or cheques
- If the price is suspiciously low, it is a scam. A €300/month studio in central Paris does not exist
- Verify the landlord’s identity. Ask for their French ID or a property tax notice (avis de taxe foncière) as proof of ownership
- Use trusted platforms only: Studapart, Lokaviz, ImmoJeune, official CROUS, university housing services. Exercise extra caution on LeBonCoin and Facebook groups
- Google reverse-image search any apartment photos — scammers often steal images from legitimate listings
- A legitimate landlord will never ask for more than: passport copy, university acceptance, Visale certificate, previous 3 months’ bank statements, and an attestation d’hébergement if applicable
“Every year, at least 2-3 Indian students contact me after being scammed by fake landlords online. The story is always the same — they found an impossibly cheap apartment in Paris on a random website, wired €500-1,000 as a deposit, and the landlord vanished. My rule is absolute: if you cannot physically visit the apartment or book through a university-partnered platform like Studapart, do NOT pay a single euro. It is better to spend two weeks in a hostel than to lose your money to a scammer.”
— Saumitra Rajput, Founder, Kadamb Overseas (Ahmedabad)
Documents Required for Renting in France
French landlords will request a dossier (application file) before approving your tenancy. As an international student, prepare the following documents:
- Passport + Visa (VLS-TS) — Copy of your passport identity page and French long-stay student visa
- University Admission Letter — Proof that you are a registered student at a French institution
- Visale Certificate — Your free government guarantee (replaces the need for a French guarantor)
- Proof of Financial Resources — Bank statement showing sufficient funds (typically showing your blocked amount of €7,380+ or proof of scholarship)
- RIB (Relevé d’Identité Bancaire) — Your French bank account details (open an account at BNP Paribas, Société Générale, or online banks like Boursorama as soon as possible)
- Attestation d’hébergement — If you are currently staying with someone temporarily, a letter from your host confirming your address
- Photo ID — A recent passport-sized photograph
Tip: Prepare a clean, organised PDF dossier with all these documents before your housing search. Landlords in competitive cities like Paris often receive 20-30 applications per listing — a complete, well-presented dossier puts you ahead of disorganised applicants.
Private Student Residences: The All-Inclusive Option
If you want convenience and are willing to pay more, private student residence chains offer furnished, all-inclusive rooms. These are managed professionally, accept online bookings from abroad, and always accept Visale.
| Residence Chain | Price Range | Features |
|---|---|---|
| Studéa (Nexity) | €400-750/month | Furnished studios, Wi-Fi, laundry, study rooms, 24/7 reception |
| Les Estudines | €400-700/month | Furnished, internet included, common areas, gym in some |
| Nemea Appart’Étud | €380-650/month | Furnished studios, kitchenette, close to campuses |
| Arpej | €350-600/month | Non-profit; slightly cheaper; good quality |
| Campuséa | €450-800/month | Premium; gym, rooftop, concierge, events |
Advantages: No guarantor hassle (Visale always accepted), online booking from India, furnished and equipped (you arrive with just your suitcase), all utilities and internet included, community events, maintenance service. Disadvantages: More expensive than CROUS or private studio; rooms can be small (14-20m²); less character than a real apartment; 9-12 month lease commitments.
Frequently Asked Questions
Can I apply for CAF before arriving in France?
No. You must have a signed lease (bail), a French bank account (RIB), and your titre de séjour or validated VLS-TS visa before applying for CAF. All of these require your physical presence in France. Apply for CAF within the first week of signing your lease to minimise the waiting period.
Is it safe to book housing online from India?
Yes, but ONLY through verified platforms. Studapart (often partnered with your university), CROUS official booking system, and private student residence chains (Studéa, Nemea, etc.) are safe for online booking. NEVER book through random Facebook groups, unverified websites, or individual landlords who ask for wire transfers.
How long does it take to find housing in France?
In cities outside Paris, 1-3 weeks of active searching is usually sufficient. In Paris, it can take 3-6 weeks due to extreme competition. Start searching at least 2 months before your planned arrival date. The September rush is the worst time — if possible, secure housing by July or early August.
Do I need a French bank account for CAF?
Yes. CAF payments can only be made to a French bank account. Open a student account at BNP Paribas, Société Générale, Crédit Agricole, or online banks like Boursorama or Shine as soon as you arrive. Most banks offer free student accounts (compte étudiant). You will need your passport, visa, proof of address, and university enrollment certificate to open an account.
Can I cook Indian food in student housing?
Yes, but with considerations. CROUS rooms with shared kitchens have limited space and ventilation — strong spices can trigger smoke detectors and complaints from neighbours. Colocation apartments and private studios with kitchenettes are better for regular Indian cooking. Invest in a good ventilation fan and always open windows when cooking with oil and spices. Many Indian students use rice cookers, instant pots, and induction plates to cook efficiently in small spaces.
What happens if my landlord refuses to return my deposit?
French law requires landlords to return the dépôt de garantie within 1 month (if the état des lieux is clean) or 2 months (if deductions are made). If they fail to do so, you can: (1) send a formal letter (lettre recommandée avec accusé de réception), (2) contact the Commission Départementale de Conciliation (free mediation service), or (3) take the matter to the Tribunal d’Instance. Take photographs and videos during your état des lieux at both check-in and check-out to protect yourself.
Key Takeaways: Student Accommodation in France
- CROUS is cheapest (€150-400/month) but limited supply — apply via messervices.etudiant.gouv.fr by May
- Visale (visale.fr) is your free guarantor — apply before searching for private housing; accepted by most landlords
- CAF housing aid (€50-250/month) is available to ALL students including international — apply immediately after signing your lease
- Use Studapart, Lokaviz, or ImmoJeune for safe online searching. Be extremely cautious with LeBonCoin and Facebook groups
- Colocation is the best value — cheaper than studios, full kitchen, social network, French language practice
- Budget for 2-3 months of full rent before CAF payments begin (1st month is never covered + processing time)
- NEVER pay money before seeing the property or booking through a verified platform — housing scams are common
- Assurance habitation (renter’s insurance) is mandatory — get it from day one (€3-10/month)
- Document everything during état des lieux (condition report) with photos and videos to protect your security deposit
- Have Plan A (CROUS) and Plan B (private housing) ready simultaneously — do not rely on CROUS alone
Need help finding accommodation in France? Kadamb Overseas (Ahmedabad) provides complete housing guidance — from CROUS applications and Visale registration to CAF filing and scam-free housing search support. We have helped 300+ Indian students find safe, affordable accommodation across France. Contact us for a free consultation.
📞 kadamboverseas.com | Ahmedabad, Gujarat, India
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Saumitra Rajput is the founder and lead counsellor at Kadamb Overseas, India's trusted Europe education consultancy based in Ahmedabad. With 14+ years of hands-on experience, he has personally guided 500+ students to universities across Germany, Switzerland, France, Italy, Austria, and Spain. Saumitra has visited partner universities across Europe, holds deep expertise in European visa processes, scholarships, and student life, and has achieved a 97% visa success rate for his clients. He is the host of the YouTube channel "Europe with Saumitra", where he shares first-hand insights on studying and living in Europe. His mission: make Europe accessible to every Indian student, with zero consultancy fees.
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