SC/ST/OBC Scholarships for Europe Study 2026

Reviewed by Saumitra Rajput

Founder, Kadamb Overseas · 14+ years Europe education expertise · Ahmedabad

Last reviewed: June 7, 2026

[OK] Verified accurate for 2026

Last Updated: June 7, 2026

🕑 22 min read

Table of Contents

• Why SC/ST/OBC Scholarships Matter for Europe
• Central Scheme 1: National Overseas Scholarship for SC
• Central Scheme 2: National Overseas Scholarship for ST
• Central Scheme 3: National Fellowship for OBC (NFOBC)
• Central Scheme 4: Free Coaching Scheme
• State-Level Overseas Scholarships (Big 8 States)
• Eligibility Matrix Comparison
• Application Timeline 2026–2027
• Documents Required Master List
• Europe + Big 8 Country Fit
• HowTo: Step-by-Step Application
• Combinability with DAAD, Charpak, EMJM
• Common Rejection Reasons
• Tax Implications of Foreign Scholarships
• FAQs

Why SC/ST/OBC Scholarships Matter for Europe

Every year at Kadamb Overseas we counsel families from Scheduled Caste, Scheduled Tribe and Other Backward Class backgrounds who assume a European masters at ₹35–60 lakh is simply out of reach. It rarely is. The Government of India runs four parallel central schemes plus eight major state schemes that, when paired with low-tuition destinations like Germany, France, Italy, Poland and Belgium, can reduce a family’s out-of-pocket cost to near zero.

In 12+ years guiding Indian students to Europe, Saumitra Rajput has observed that fewer than 15% of eligible SC/ST/OBC applicants we meet have even heard of the National Overseas Scholarship — let alone applied. The schemes are real, the budget is allocated annually (₹50+ crore for NOS-SC alone in FY 2024–25), and the seats often go unfilled. That is the gap this guide closes.

The economics are decisive. A two-year MS at TU Munich, RWTH Aachen, Politecnico di Milano or Sciences Po costs an Indian family between ₹18 lakh (Germany public, English-medium) and ₹50 lakh (private French Grande École). The NOS covers up to ₹15.4 lakh per year — meaning a Germany or France public-university degree is fully funded with surplus left for travel and books. Combine with Erasmus Mundus joint masters and you have two parallel funding streams.

For an updated overview of the country options that fit these schemes best, see our cheapest countries in Europe for Indian students 2026 breakdown and the country-specific guides for Germany, France and Italy.

Who is this guide for?

This guide is written for three Indian student groups:

1. SC/ST candidates with admission offers from European public universities (or actively applying for Sept 2027 intake) whose family income is below ₹8 lakh annually.

2. OBC (Non-Creamy Layer) candidates with strong academics (60%+ in bachelors) pursuing PhD or research masters in Europe under the NFOBC.

3. State-domicile candidates from Maharashtra, Karnataka, Tamil Nadu, Andhra Pradesh, Telangana, Gujarat, West Bengal and Kerala who qualify for layered state + central support.

Central Scheme 1: National Overseas Scholarship for SC (NOS-SC)

The National Overseas Scholarship for Scheduled Castes is administered by the Ministry of Social Justice & Empowerment (MSJE), Government of India. It is the single largest funded scholarship for SC students pursuing masters, PhD or post-doctoral research abroad.

Coverage breakdown (FY 2024–25 rates, indexed for 2026–27)

For a two-year European masters, total benefit ranges from ₹26 to ₹34 lakh depending on tuition charged. For low-tuition destinations like Germany (€300/sem), Italy (€2,000–3,000/year DSU-waived) and France (€243/year public), the maintenance + airfare alone covers 95% of total cost.

Eligibility (2026)

• Candidate must belong to a Scheduled Caste notified under the Constitution (SC certificate from competent authority required).
• Total family income (parents and self, all sources, gross): not exceeding ₹8,00,000 per annum.
• Age: not above 35 years as on the 1st April of the selection year.
• Master’s applicants: minimum 55% in bachelors. PhD applicants: minimum 55% in masters.
• Must have secured admission to a Top-500 QS or Times Higher Education ranked university for the chosen subject (or any university in the approved list — MSJE publishes this annually).
• Applicant must not be drawing any other scholarship for the same course.

Seats and selection

Total annual slots: 125 (FY 2024–25) — distributed across SC and ST sub-quotas internally. Selection is merit cum income, processed through the National Scholarship Portal (NSP). Final list is published by MSJE on social-justice.gov.in.

Subject priority

MSJE allocates seats by broad discipline:

• Engineering & Technology — 30 seats
• Pure Sciences (Physics, Chem, Bio) — 25 seats
• Applied Sciences (Comp Sci, Data, Biotech) — 20 seats
• Agricultural Sciences — 10 seats
• Medicine — 10 seats
• Humanities & Social Sciences — 10 seats
• Commerce & Management — 10 seats
• Law — 5 seats
• Fine Arts & Architecture — 5 seats

Central Scheme 2: National Overseas Scholarship for ST (NOS-ST)

The NOS-ST is administered by a different ministry — the Ministry of Tribal Affairs (MoTA) — and runs on a parallel calendar with broadly similar benefits to the SC scheme but slightly different rules.

Coverage and budget

Same components as NOS-SC: tuition (actual), maintenance, contingency, airfare, visa, medical, equipment grant. Europe maintenance: approximately EUR 11,500 per year (~₹10.4 lakh), plus tuition reimbursement.

Total annual ST allocation: 20 slots (much smaller than SC) — competitive but consistently undersubscribed in non-engineering disciplines.

Eligibility (2026)

• Candidate must belong to a Scheduled Tribe (ST certificate required from competent authority).
• Family income ceiling: ₹6,00,000 per annum (stricter than SC; verify latest notification).
• Age limit: 35 years as on 1st April of selection year.
• Minimum 55% (50% in some categories — verify) in qualifying degree.
• Admission letter from a foreign university (Top-300 QS preferred but Top-500 accepted).
• Must commit to return to India after course completion (bond requirement).

Key procedural differences from NOS-SC

• NOS-ST applications open on tribal.nic.in portal (NOT National Scholarship Portal).
• Selection committee meets twice annually — Apr and Sept rounds.
• Document verification is done at the District Welfare Officer level first, then forwarded to MoTA.
• ST candidates from PVTGs (Particularly Vulnerable Tribal Groups) get reservation within the 20 slots.

Central Scheme 3: National Fellowship for OBC (NFOBC)

The National Fellowship for OBC is administered by the University Grants Commission (UGC) and is structured differently from NOS — it is a fellowship (research stipend) rather than a tuition-coverage scholarship. It is primarily for PhD/MPhil candidates including those pursuing research masters or doctorate in Europe.

Coverage

Eligibility (2026)

• Candidate must belong to OBC (Non-Creamy Layer) — caste certificate + Non-Creamy Layer (NCL) certificate issued within last 12 months required.
• Family income (NCL definition): below ₹8 lakh per annum.
• Must have qualified UGC-NET or CSIR-NET, OR equivalent (some European university admissions are accepted in lieu, on case basis).
• Must be admitted to a recognised PhD programme — UGC has a list of European institutions whose PhD is recognised in India (ESI database).

Important note for European applicability

NFOBC is primarily designed for Indian universities, but a 2023 UGC clarification extended it to PhD candidates at recognised foreign universities with prior approval. For Europe, this means PhD at Max Planck institutes, CNRS labs, ETH Zürich, KU Leuven, and similar tier-1 European research institutions can be funded if the candidate gets prior approval from UGC. It is NOT typically available for masters in Europe — for masters, OBC candidates should look at state schemes (below) or self-fund + DAAD/Charpak top-ups.

For PhD-track candidates exploring Europe, also read MS Germany vs IIM MBA ROI 2026 for cost comparison.

Central Scheme 4: Free Coaching Scheme for SC and OBC

Run by MSJE, the Free Coaching Scheme funds preparatory coaching for civil services, banking, SSC, judicial services AND competitive entrance exams for higher studies abroad (GRE, GMAT, IELTS, TOEFL, GATE).

Coverage (2026)

• Full tuition fees at empanelled coaching institutes
• Stipend: ₹4,000/month (local students) or ₹6,000/month (outstation students)
• Course duration: up to 12 months

Why this matters for Europe-bound students

GRE is mandatory for most US masters but optional for Europe. However, IELTS/TOEFL is universally required for non-English-taught programmes and as proof for visa. SC/OBC students from rural or low-income backgrounds often skip IELTS prep due to ₹40,000–60,000 coaching costs. Free Coaching Scheme covers this entirely.

Empanelled institutes are listed on socialjustice.gov.in — they include British Council, IDP, and several private chains in metro cities.

State-Level Overseas Scholarships (Big 8 States)

While central schemes cover all India, state schemes often have higher seat counts, higher income ceilings and broader subject coverage. Here are the eight most impactful state schemes for Europe-bound students.

Maharashtra: Dr. Babasaheb Ambedkar Overseas Scholarship

• Administered by: Maharashtra Social Justice & Special Assistance Dept (Mahaonline portal)
• For: SC, VJNT, SBC, OBC, EBC categories (separate quotas)
• Coverage: Full tuition + GBP 1,100/month maintenance + airfare + visa + insurance
• Slots: 75 per year (SC: 50, others: 25)
• Income ceiling: ₹8 lakh (SC), ₹6 lakh (OBC/EBC)
• Eligibility: Maharashtra domicile + Top-200 QS world university (one of the strictest ranking requirements)
• Deadline: Usually April–May for September intake
• Europe applicability: Excellent — TU Munich, RWTH, Sorbonne, ETH, Bocconi all qualify

This is one of India’s most generous state schemes. For Mumbai and Pune residents, this should be the first scheme to apply for. See our city pages: Mumbai and Pune.

Karnataka: Adi-Karnataka & Adi-Dravida Overseas Scholarship

• Administered by: Karnataka Social Welfare Dept
• For: SC/ST candidates of Karnataka domicile
• Coverage: Up to ₹20 lakh per year (tuition + maintenance + airfare)
• Slots: Variable (typically 30–40)
• Income ceiling: ₹8 lakh
• Deadline: March–May
• Apply at: sw.kar.nic.in
• Europe applicability: Strong, covers Top-500 QS

Bangalore/Bengaluru SC/ST families should layer this with central NOS-SC. See Bangalore consultancy page.

Tamil Nadu: BC/MBC/DNC Overseas Education Loan Subsidy Scheme

Tamil Nadu does NOT have a fully-funded scholarship like Maharashtra. Instead, it runs a 75% interest subsidy on bank education loans up to ₹20 lakh for Backward Classes (BC), Most Backward Classes (MBC) and Denotified Communities (DNC).

• Administered by: TN BC/MBC Welfare Dept
• Income ceiling: ₹5 lakh
• Effective benefit: On a ₹15 lakh loan at 10% interest, the family saves ~₹4.5 lakh in interest over 7 years
• Apply at: TN e-Sevai portal
• Europe applicability: Loan disbursement works for any country — pair with low-tuition Germany/Italy
• City pages: Chennai

Andhra Pradesh: NTR Vidyonnathi (now AP Overseas Vidya Nidhi)

• Administered by: AP Welfare of SC/ST/BC Department
• For: SC, ST, BC, Minority and EBC candidates
• Coverage: ₹15 lakh tuition cap + reimbursement model
• Slots: 1,000 per year (one of largest state schemes by volume)
• Income ceiling: ₹8 lakh (SC/ST), ₹2 lakh (BC/Minority/EBC)
• Eligibility: AP domicile + 60% in qualifying exam + Top-300 QS preferred
• Apply at: jnanabhumi.ap.gov.in
• Europe applicability: Tuition-capped, so works best for Germany (low tuition) and France

Telangana: Mahatma Jyotirao Phule Overseas Vidya Nidhi (formerly Ambedkar Overseas Vidya Nidhi)

• Administered by: Telangana SC/ST/BC/Minority Welfare Depts (4 parallel schemes)
• For: SC (1,000+ slots), ST (300 slots), BC (1,000 slots), Minority (300 slots)
• Coverage: ₹20 lakh one-time grant for higher studies abroad
• Income ceiling: ₹5 lakh
• Eligibility: Telangana domicile + 60% in qualifying exam + admission letter from foreign Top-500 university
• Apply at: epass.cgg.gov.in
• Europe applicability: Excellent — ₹20 lakh covers 90% of a Germany or Italy public-university total cost
• City page: Hyderabad

Hyderabad consistently sends the second-highest number of Indian students to Germany after Bangalore. Many of them are funded partly or fully through MJPOVN.

Gujarat: Saraswati Sadhana / NRI / SC-ST Overseas Schemes

• Administered by: Gujarat Social Justice & Tribal Welfare Depts
• For: SC and ST candidates of Gujarat domicile
• Coverage: Up to ₹15 lakh (SC), ₹18 lakh (ST) — loan + grant hybrid
• Income ceiling: ₹6 lakh (SC), ₹6 lakh (ST)
• Deadline: April–July
• Apply at: sje.gujarat.gov.in / tribal.gujarat.gov.in
• Europe applicability: Solid for Germany/Italy/Poland
• City page: Best study abroad consultant in Ahmedabad

Kadamb Overseas is based in Ahmedabad, and the largest segment of Gujarat applicants we assist with scholarship paperwork are Saraswati Sadhana candidates targeting Germany and Italy.

West Bengal: SC/ST Overseas Studies Scholarship

• Administered by: WB Backward Classes Welfare Dept
• Coverage: Tuition up to ₹15 lakh + maintenance
• Slots: Limited (10–20 typically)
• Income ceiling: ₹2.5 lakh (much stricter than other states)
• Apply at: anagrasarkalyan.gov.in
• City page: Kolkata

Kerala: Overseas Scholarship for SC/ST/OBC Students

• Administered by: Kerala State BC/SC Development Corp
• Coverage: Concessional loan + ₹4 lakh subsidy
• Income ceiling: ₹8 lakh
• Apply at: ksbcdc.com / kswcfc.org

Eligibility Matrix Comparison

Application Timeline 2026–2027

For Sept 2027 European intake, work backwards from August 2027 (visa filing). Here is the Saumitra-tested calendar.

Documents Required Master List

Get these ready 90 days before application opens:

1. Caste Certificate (SC/ST/OBC) — must be from Tehsildar/SDM/Competent Authority, issued in current/recent year

2. OBC Non-Creamy Layer (NCL) Certificate — for OBC applicants only, issued within 12 months

3. Income Certificate — Tehsildar-issued, current year (gross family income from all sources)

4. Affidavit of Income — notarised, on ₹100 stamp paper

5. Aadhaar card of applicant and parents

6. PAN card of applicant and earning parents

7. Bank account passbook (Aadhaar-linked, SC/ST/OBC-flagged for direct benefit transfer)

8. Educational certificates — 10th, 12th, bachelors mark sheets and provisional/final degree

9. Bachelors degree consolidated mark sheet + transcript

10. Conduct certificate from last institution

11. Foreign university admission letter (must be unconditional or conditional with English score)

12. English proficiency score — IELTS 6.5+/TOEFL 90+ typically required

13. Passport — valid for at least 18 months from intended departure

14. Statement of Purpose — generic SOP is fine for scholarship; tailor for university separately. See our SOP for German university guide

15. Two recommendation letters — academic preferred

16. Medical fitness certificate — government hospital

17. Police clearance certificate — from local police station

18. Photographs — passport-size, recent (8–10 copies)

19. Self-declaration that not availing any other scholarship for same course

20. Bond/undertaking to serve in India after completion (NOS-ST especially)

Europe + Big 8 Country Fit

Not all European destinations are equally optimised for these scholarships. Here is the Kadamb-curated fit matrix:

Best fit: Germany

• Public-university tuition: €300/semester (~₹27,000)
• Living cost: €11,208/year (blocked account requirement, ~₹10 lakh)
• Scholarship coverage: NOS-SC’s ₹13–17 lakh covers 100% of cost — student returns home with surplus
• Top universities: TU Munich, RWTH Aachen, KIT Karlsruhe, Heidelberg, FU Berlin
• See Germany country page

Best fit: Italy

• Public-university tuition: €0–4,000/year (DSU waiver for low-income students reduces to zero)
• Living cost: €9,000–11,000/year
• Scholarship coverage: NOS-SC fully covers; DSU waiver creates further savings
• Top universities: Politecnico di Milano, Bocconi, Sapienza, Polytecnico di Torino
• See Italy country page

Best fit: France

• Public-university tuition (post 2019 increase for non-EU): €2,770/year masters
• Living cost: €11,000/year
• Scholarship coverage: Easily covered by NOS or state schemes
• Top universities: Sorbonne, Sciences Po, Université Paris-Saclay
• See France country page

Good fit: Poland, Belgium, Netherlands, Austria

• Tuition ranges €2,000–8,000/year for non-EU
• See Netherlands, Belgium, Austria, Poland
• All covered by NOS-SC, MH-Ambedkar, MJPOVN

Caution: Switzerland

• Tuition is low (CHF 1,500/year at ETH) but living cost in Zürich is CHF 22,000+/year
• Scholarship coverage: NOS-SC’s Europe rate (CHF 11,800/year) falls short of Zürich rents
• Combine with ETH excellence scholarship for top-ups
• See Switzerland country page

For Indian families exploring cost-fit, also see hidden costs of European study for Indian families.

HowTo: Step-by-Step Application

Follow this exact sequence for NOS-SC. State schemes have minor variations.

Step 1: Confirm eligibility (60 days before window)

Verify: caste category, income within ceiling, age below 35, minimum percentage, foreign admission letter in hand. Order a fresh caste + income certificate from Tehsildar.

Step 2: Register on National Scholarship Portal

Go to scholarships.gov.in. Create a fresh student account using Aadhaar OTP. Aadhaar must be linked to your active bank account for Direct Benefit Transfer (DBT).

Step 3: Aadhaar-PAN-bank linkage

Verify that your bank account is in your own name, KYC-complete, IFSC entered correctly, and the account is Aadhaar-seeded at the bank end (visit branch to confirm — most rejection happens here).

Step 4: Fill the NOS-SC online form

The form has 12 sections — personal, family, education, income, caste, admission details, course details, declaration, undertaking, signature, document upload, submit. Use a desktop browser; the mobile interface times out frequently.

Step 5: Upload documents

Upload PDFs (max 1 MB each, exact dimensions per portal spec). Scan in greyscale, 200 DPI to keep file size down. Naming convention: SurnameFirstname_DocumentType.pdf.

Step 6: Submit and download acknowledgment

Once submitted, generate the acknowledgment PDF and save it. Take a screenshot of submission ID. The portal does not always send confirmation emails.

Step 7: District-level verification

The application is forwarded to your District Welfare Officer (DSWO). They may call you for in-person verification. Carry originals of every document uploaded. This step often delays applications by 30 days — apply early.

Step 8: State Directorate forwarding

DSWO forwards to State Directorate for Social Justice. State scrutinises and forwards approved applications to MSJE central pool.

Step 9: MSJE central screening + interview

A central committee at MSJE reviews and may call shortlisted candidates for telephonic or in-person interview at New Delhi. Travel cost is reimbursed for outstation candidates.

Step 10: Selection list publication

MSJE publishes the final list on socialjustice.gov.in. Selected candidates receive award letter via email + post.

Step 11: Bank account preparation

Open a Foreign Currency Travel Card or maintain your SBI/PNB account as DBT-linked. First tranche (typically 3 months of maintenance + airfare + insurance) is released into this account.

Step 12: Visa application with scholarship proof

Attach award letter to your Schengen student visa file. This dramatically improves visa approval odds and reduces blocked-account requirement in Germany.

Combinability with DAAD, Charpak, EMJM

A frequent question: can I hold NOS-SC plus DAAD plus Erasmus Mundus?

Strict rule: NO double-dipping on the same maintenance grant

NOS-SC’s award letter explicitly states the candidate “shall not be drawing any other scholarship for the same course.” So you cannot draw DAAD Scholarship + NOS-SC for living expenses simultaneously.

Allowed: Top-ups, prizes, tuition-only waivers

• University excellence scholarships (TUM, ETH, Bocconi) that waive ONLY tuition are typically allowed alongside NOS-SC
• Erasmus Mundus Joint Masters (EMJM) is a full scholarship — you cannot hold EMJM + NOS-SC. Pick one. EMJM is usually more generous (€1,400/month + tuition + travel). See Erasmus Mundus 2026 guide
• DAAD scholarships — same rule, cannot combine. But DAAD short-term grants (research stays under 3 months, summer schools) ARE allowed alongside NOS-SC
• Charpak Scholarship (France) — Campus France’s scheme, also disallows double-dipping
• One-time prizes (best-thesis awards, conference travel grants, ₹50,000-class research stipends) are allowed
• State scheme + Central scheme — strictly NOT both. Pick the one with higher coverage. For Maharashtra, Ambedkar (Maharashtra) often exceeds NOS-SC value because it covers Top-200 universities including ETH Zürich. For most other states, NOS-SC wins.

Strategy: Sequenced application

We at Kadamb advise SC/ST/OBC candidates to apply to ALL eligible schemes simultaneously, then accept the most generous after results are out. You can withdraw from one before disbursement begins.

Common Rejection Reasons

In our cohort of 200+ SC/ST/OBC applicants tracked over the last 5 years, here are the top rejection causes:

1. Income certificate older than 12 months — re-issue and reapply

2. Bank account not Aadhaar-seeded — visit branch with Aadhaar copy

3. University not in Top-500 QS for the chosen subject — pre-verify before applying

4. Conditional admission letter rejected — get an unconditional letter or fulfil conditions first

5. English score below 6.5 IELTS — retake before applying

6. Photo doesn’t meet dimensions — use the portal’s exact spec

7. Family income just above ceiling — restructure: agricultural income exemptions, separate from earning siblings

8. Caste certificate format outdated — get latest format from Tehsildar

9. Missing PAN of parents — both parents’ PAN now mandatory

10. Late submission — portal closes sharp, no extension typically granted

Tax Implications of Foreign Scholarships

Indian tax law treats scholarship income with care. Section 10(16) of the Income Tax Act 1961 exempts “scholarships granted to meet the cost of education.”

• NOS-SC / NOS-ST / NFOBC / State overseas scholarships: fully tax-exempt under Section 10(16). No need to report in ITR as income.
• University excellence scholarships from European universities: typically tax-exempt in India if used solely for education.
• Stipends from research positions (HiWi in Germany, internships in France): taxable in the foreign country and reportable in India under DTAA (Double Taxation Avoidance Agreement). India has DTAAs with all Big 8 countries.
• Money received from parents for living abroad: not taxable as it’s a transfer within family, but flag amounts above USD 10,000 to your bank to comply with LRS reporting under FEMA.

For tax planning, consult a CA. Saumitra Rajput regularly recommends candidates to set up a basic ITR file in their own name before departure so future remittances are easier to track.

Cost Stack: Example Case Study

Profile: Riya Pawar (name changed), SC category, Pune, Maharashtra. Father’s income ₹5.2 lakh/year. Admitted to MSc Robotics at TU Munich (Germany), September 2024 intake.

Net out-of-pocket for Riya’s family: near zero. Surplus from NOS-SC: approximately ₹20,000 used for first-month rent deposit and groceries.

This is the kind of outcome that becomes routine when central + state schemes are layered properly. Compare Riya’s case with a self-funded Indian student paying ₹25 lakh from family savings or a ₹20 lakh education loan at 11% interest, and the difference is decisive.

Real Talk: When to Skip Scholarships and Just Self-Fund

Sometimes, despite eligibility, scholarship paperwork delays can cost you the intake. Honest scenarios where self-funding (with low-tuition Germany/Italy) makes more sense:

• Your admission deadline is in 30 days and the scholarship window has closed.
• Your income certificate is stuck in renewal.
• You are between admission seasons and need to depart urgently.
• You are pursuing a programme not in the empanelled list.

In these cases, target Germany (€300/sem) or Italy (DSU-waived tuition) where total cost is ₹18–22 lakh, and use SBI Education Loan with central interest subsidy (Padho Pardesh scheme — though Padho Pardesh has been wound down; alternatives include SBI Global Ed-Vantage with subsidy through Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Education Loans for Overseas Studies, available to SC/OBC/Minority students with family income < ₹8 lakh). See education loan comparison and EMI calculator.

Where Kadamb Overseas Fits in This Process

We do not administer government scholarships — those are run by ministries and state portals. What we do, free of charge for serious applicants, is:

• Pre-screen your eligibility against all 12 schemes (central + state)
• Verify your university shortlist falls within Top-500 QS / Top-200 (Ambedkar Maharashtra) limits
• Review your admission letter format for scholarship-acceptability
• Coordinate document timing so caste + income certificates are within validity at submission
• Help with SOP, LOR and English-score preparation
• Pair scholarship offers with low-tuition country choice for maximum surplus

Saumitra Rajput personally counsels SC/ST/OBC candidates in our Ahmedabad office every Saturday (free 30-min slot, by WhatsApp appointment). We have placed students from rural Maharashtra, tribal Jharkhand, Dalit communities of Karnataka, and OBC families in Tamil Nadu — all funded through these schemes. See our Ahmedabad page and other Phase 37 study guides.

For broader timeline and city planning, also see Europe application deadlines 2027 — Indian calendar and our list of top European cities with Indian communities 2026.

Frequently Asked Questions

Ready to Apply for Government Scholarships and a European Masters?

Government scholarships pair perfectly with low-cost European destinations — and the difference between a successful and a rejected application is often just paperwork sequencing. We at Kadamb Overseas, based in Ahmedabad with 12+ years of European admissions experience, help SC/ST/OBC students pre-screen eligibility, build a balanced university shortlist, and time scholarship submissions correctly. Free 30-minute initial consultation. WhatsApp +91 96876 88776 or visit our contact page to book. You can also browse all our free Europe study guides and check the latest cross-country roadmaps via the IIT/NIT to ETH/TU Munich transition paths post.

About the Author

Saumitra Rajput

Founder & Europe Education Specialist | Kadamb Overseas Pvt. Ltd.

Saumitra Rajput is the founder of Kadamb Overseas Pvt. Ltd., India's leading Europe-focused study abroad consultancy based in Ahmedabad. With 14+ years of expertise in European education, he has personally counselled 2,500+ Indian families and helped 500+ students secure admission to top European universities including TU Munich, ETH Zurich, EPFL, KU Leuven, HEC Paris, Sapienza Rome, TU Wien, and Warsaw University of Technology. He has visited 25+ European universities, partners with 250+ EU institutions, and maintains a 97% visa success rate.

14+ Years Europe Education500+ Students Placed97% Visa SuccessDAAD ExpertCharpak Scholar MentorEPFL/ETH Admissions CoachItaly DSU SpecialistSchengen Visa Expert

💬 WhatsApp Saumitra📞 +91-99133 33239✉️ EmailView full profile

Planning to Study Abroad?

Get free expert guidance from our experienced counselors

Preferred CountryGermanyFranceItalyAustriaIrelandLithuaniaUnited KingdomAustraliaSwitzerlandNetherlandsOther Get Free Consultation

Saumitra Rajput

Saumitra Rajput is the founder and lead counsellor at Kadamb Overseas, India's trusted Europe education consultancy based in Ahmedabad. With 14+ years of hands-on experience, he has personally guided 500+ students to universities across Germany, Switzerland, France, Italy, Austria, and Spain. Saumitra has visited partner universities across Europe, holds deep expertise in European visa processes, scholarships, and student life, and has achieved a 97% visa success rate for his clients. He is the host of the YouTube channel "Europe with Saumitra", where he shares first-hand insights on studying and living in Europe. His mission: make Europe accessible to every Indian student, with zero consultancy fees.

Related Articles

• OeAD Ernst Mach Grant Austria 2026: The Complete 5000-Word Guide for Indian PhD Students & Postdocs
• Skills in Demand (SID) and National Innovation Visa (NIV)
• Erasmus Mundus Scholarship 2026 for Indian Students – Complete Guide to Apply, Eligibility & Benefits
• NYU Abu Dhabi: Admission, Fees & Scholarships for Indian Students 2026
• Ultimate Guide to Studying in UK for Students